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Currency Converter & World Time Clock β€” Live Exchange Rates & Time Zones

The fastest free currency converter and world time clock on the web. Live exchange rates for USD, EUR, GBP, JPY, INR, AUD β€” pound to euro, dollar to pound, USD/JPY, EUR/USD β€” alongside an instant time zone directory and forex market hours for every major financial centre.

Live World Clocks

Current time in major global cities, updated every second. Add or remove cities to build your personal world clock dashboard.

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Live Currency Converter

Convert any amount between major and exotic currencies using the latest mid-market rates. Ideal for travel budgeting, international shopping, freelance invoicing, and forex research.

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Popular Currency Pairs

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Why Use ClockFX?

🌐 Coverage of 400+ Cities

From Tokyo to Toronto, our IANA-based time zone database stays accurate through every DST shift.

πŸ’± Live Mid-Market Rates

We aggregate interbank exchange rates so your conversions reflect the true market value, not retail spreads.

⚑ Instant & Offline-Friendly

The interface loads in under a second and gracefully caches the last fetched rates for offline lookups.

πŸ”’ No Tracking, No Signup

No accounts, no data harvesting β€” just a clean, fast utility you can bookmark and use daily.

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Quick Answers to Common Time Questions

Need an instant answer? Each link goes straight to the relevant section of our deep-dive guides.

  • What time is it? See the live exact time and day of the week β†’ what-time page.
  • What is my time zone? Detected automatically β†’ your zone.
  • What is EST / CST / PST / MST / GMT / BST / CET / IST / Zulu time? β†’ time zones explained.
  • What is daylight savings time? What DST means, why it exists, when clocks change β†’ DST guide.
  • What moon is tonight? Live moon phase + meteor shower calendar β†’ moon tonight.
  • 8 / 16 / 18 / 24 / 48 / 72 hours from now is what time? β†’ hours-from-now calculator.
  • What is 1700 / 1800 / 1900 in military time? β†’ military time conversion.
  • What does AM and PM stand for? Ante/post meridiem explained β†’ what-time page.
  • What is an atomic clock? β†’ atomic clock primer.

Most Searched Currency Conversions

Below are the live exchange rates today for the most-searched currency pairs on Google β€” including pound to euro, dollars to pounds, USD to INR, EUR/USD, USD/JPY, GBP to INR, AUD to INR, AUD to PHP, AUD to PKR, CAD to INR, SGD to INR, euro to pound, euro to INR, euro to PKR, pound to PKR, pound to INR, pound to dollar, GBP to PHP, GBP to AUD, USD to CAD, GBP to EUR and sterling to euro.

Buying Travel Money & Foreign Currency

Looking for travel money or foreign currency exchange near me? Whether you're searching for currency exchange near me, money exchange near me, foreign exchange near me, money changer near me, or the best euro rate on the high street, comparing the offered rate against the live mid-market currency rate shown here will tell you the true cost of your transaction.

Major UK travel-money providers include Sainsbury's Travel Money, Post Office, Tesco, M&S Bank and Travelex. Digital alternatives such as Wise, Revolut, Monzo and Starling typically offer the closest wise exchange rate and revolut exchange rate to mid-market β€” usually within 0.4–0.6% β€” versus 3–6% for high-street kiosks.

See our full international money transfer comparison: Wise vs XE vs OANDA vs Western Union vs Revolut β†’

Forex Rates & Market Hours

The global forex exchange market trades around $7.5 trillion per day, making the foreign exchange market the largest and most liquid in the world. The forex rate for any pair β€” EURUSD, USDJPY, GBPUSD β€” is set by global supply and demand and updates millisecond-to-millisecond during forex market hours.

The forex market runs 24 hours a day, five days a week, across four overlapping sessions: Sydney (22:00–07:00 UTC), Tokyo (00:00–09:00 UTC), London (08:00–17:00 UTC) and New York (13:00–22:00 UTC). The London–New York overlap is the highest-liquidity window. Open the live forex rates & pip calculator β†’

Our foreign exchange rate data covers all majors, minors and exotics with the same accuracy you'd expect from OANDA currency converter, XE currency, Google currency converter or Factory Forex β€” but without paywalls or signups.

Cryptocurrency Prices & Digital Currency

Tracking cryptocurrency prices? We cover the leading crypto currencies and crypto coins β€” including the live bit coin price, Ethereum, XRP, Solana and stablecoins β€” alongside primers on non fungible tokens (NFTs) and the emerging central bank digital currency (CBDC) landscape.

Whether you treat digital currency as an asset class, a payment rail, or just a curiosity, our crypto dashboard puts spot prices and 24-hour moves alongside fiat currency exchange rates for at-a-glance context. View live cryptocurrency prices β†’

How World Time Zones Work

Earth rotates 360Β° in 24 hours, which is why the planet is conventionally divided into 24 time zones spaced 15Β° apart. Coordinated Universal Time (UTC) is the reference standard from which every zone is offset β€” for example, New York runs on UTCβˆ’5 (Eastern Standard Time) or UTCβˆ’4 during daylight saving, while Tokyo stays at UTC+9 year-round.

In practice the world uses around 38 active offsets because some regions adopt 30- or 45-minute differences. India observes UTC+5:30, Nepal uses UTC+5:45, and the Chatham Islands operate at UTC+12:45. See the full time zone directory β†’

Understanding Currency Conversion

A currency conversion rate is the price of one currency expressed in another. Mid-market rates β€” the midpoint between the buy and sell prices on global FX markets β€” are what banks use among themselves, and what travelers should benchmark against. Retail providers, airport kiosks, and credit cards typically add a 1–5% spread on top.

Our live converter reads from public exchange rate feeds and refreshes throughout the trading day. For the most active majors β€” EUR/USD, USD/JPY, GBP/USD β€” rates can move several times per minute. Open the full converter β†’

Frequently Asked Questions

How many time zones are there in the world?

There are 24 standard time zones based on 15Β° longitudinal divisions, but 38 active offsets including half-hour and 45-minute regional zones.

How often are exchange rates updated?

Rates refresh every few minutes during global market hours and are cached locally for instant subsequent lookups.

Are these rates suitable for trading?

The rates shown are indicative mid-market values. They are excellent for travel, invoicing, and budget planning, but professional traders should use a regulated broker feed.

Does this site track me?

No accounts, no cookies beyond what is needed for ad personalization preferences, and no email signup.

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